Insurance companies require “proof of loss” and the current, fair market value of your items.

Fair market value is based on the cost to replace your piece with a match or something of similar quality and value. In order to determine the value, insurance companies generally require a few competitive estimates.

We are very experienced in dealing with insurance claims. We would be happy to help you with the preparation of your insurance reimbursement estimate free of charge.  

To make the process more timely and accurate it is helpful to provide a list of missing items in as much detail as possible.

For example:

• Chains: gold chain, 10kt, 22 inches, box-link, 6 grams (metal, length, style, weight).
• Rings: engagement ring, 14kt, 5 grams, 0.53ct diamond, SI1 – GH (style, karat, weight, gemstones, number, size and quality).

A sketch can also be helpful. Based on your information we will research the current values and determine our replacement cost. A written estimate will be prepared and provided for you.